Vol. 3, Issue 3 (2018)
Agriculture sector: issues and challenges: A study with special reference to Dakshina Kannada and Udupi districts of Karnataka
Author(s): Sandhya M, Nagaraja U
Abstract: Indian economy is an agrarian economy. Our agriculture depends not only on monsoon but also on financial assistance to finance the agricultural inputs. The guidelines of priority sectors of all the years have aimed at giving a proper direction to the banks to make them extend financial assistance to the economically neglected sections of the society. The state’s welfare policy becomes successful when the provisions of welfare reaches even the last person in the society. Indian banking system is operating with the concept of social banking. As Mahatma Gandhi said “India lives in villages and agriculture is the soul of Indian economy”. Indian agriculture is able to meet the food requirements of the people and it serves as the bigger supplier of raw materials to the agro-industries. India has made its mark globally in the crops such as coconut, ginger, cashew nut, rice, coffee, tea, black pepper, fruits and vegetables, etc. But one should note that the development in agriculture is not suddenly took place. It has changed over the years that too gradually. The agriculture today is changed drastically when we compare it with how it was 50 years back. Today also the agricultural sector is facing challenges such as lower education, poor socio economic conditions, lack of technical skills and inability to apply the modern technologies due to lower access to financial assistance, small land holdings due to the families becoming the divided families, monsoon dependent agriculture etc. Therefore an attempt is made in this paper to find out the present challenges of agriculture. The paper has also tried to come out with a suggestion to convert the agricultural sector in to an agricultural enterprise. The agriculture need to be recognised not merely as a farming activity but as a business enterprise.