Financing of MSMEs: A study on factors affecting bank finance in dal and rice units of Hyderabad Karnataka region
Sharanraj, K Padmasree
The present study aims to find out the factors affecting the bank finance that is invested in the Dal and Rice Units of Hyderabad Karnataka Region. Dal and Rice Units have used different sources of finance such as Investment through Owners Fund, Investment through Bank Finance, Investment through Government Institutions and Investment through Other Sources. Dal and Rice MSMEs are facing the problem of accessing bank finance. The present study analyzed the factors affecting investment made through bank finance. Factors such as nature of business, interest rate, type of ownership of the firm, age of the owner, business experience of the owner, size of the firm, value of collateral and type of collateral are considered for the present study. Multiple Regression analysis is done to find out the factors affecting bank finance. It is found from the present study that except size of firm and age of the owner, rest all independent variables are affecting investment made through bank finance.
Sharanraj, K Padmasree. Financing of MSMEs: A study on factors affecting bank finance in dal and rice units of Hyderabad Karnataka region. International Journal of Advanced Research and Development, Volume 2, Issue 4, 2017, Pages 260-262